Why EasyKnock - EasyKnock

 

Why Should You Use EasyKnock?

We’ve made Sell & Stay a hassle-free and flexible way to release your home equity, without the restrictions. Financial freedom is just 30 days away.

Why You’ll Love Us

FAST & FLEXIBLE

We can close in 30 days or less. You can repurchase your home or move at any point.

FEWER QUALIFICATIONS

We don’t care about your credit score or household income.

TRANSPARENCY

We communicate with you directly and discuss rates and prices.



Trying to determine if Sell & Stay is right for you? We’ve laid out the requirements, fees, and equity release amounts for Sell & Stay as well as the current financing options. Most options’ rates depend on credit score, and require W-2 income. As you can see, we at EasyKnock are not concerned with income type, nor credit score.

NEW SOLUTION INCOME CREDIT SCORE ANNUAL RENT CASH OUT
EasyKnock Not Required  Not Required   9.5% $60,000-$450,000
FINANCING OPTION INCOME CREDIT SCORE APR LOAN AMOUNT
Payday Loan Not Required Not Required 400% Varies
Cash Advance Not Required 600+ 23% Varies
Credit Card Required Below 610 15% Varies
HELOC Required 700+ 4.5% 85% Of Home Value
Personal Loan Required Below 600 18% $25,000
Credit Union Loan Required Below 640 15% $50,000-$250,000
Auto Loan Required Below 540 15% $50,000-$250,000
INCOME
EasyKnock
 Not Required
Payday Loan
Not Required
Cash Advance
Not Required
Credit Card
Required
HELOC
Required
Personal Loan
Required
Credit Union Loan
Required
Auto Loan
Required
CREDIT SCORE
EasyKnock
 Not Required
Payday Loan
Not Required
Cash Advance
600+
Credit Card
Below 610
HELOC
700+
Personal Loan
Below 600
Credit Union Loan
Below 640
Auto Loan
Below 540
APR
EasyKnock
9.5%
Payday Loan
100%
Cash Advance
23%
Credit Card
15%
HELOC
4.5%
Personal Loan
18%
Credit Union Loan
15%
Auto Loan
15%
LOAN AMOUNT
EasyKnock
$60,000-$450,000
Payday Loan
Varies
Cash Advance
Varies
Credit Card
Varies
HELOC
85% Of Home Value
Personal Loan
$25,000
Credit Union Loan
$50,000-$250,000
Auto Loan
$50,000-$250,000
EASYKNOCK: SELL & STAY COSTS MOVING AND RENTING COSTS
Total Costs $9,890 $30,060
Closing Time 30 Days or Less 90 Days or More

Breakdown:

EASYKNOCK: SELL & STAY COSTS MOVING AND RENTING COSTS
Processing Fees $6,350 $0
Closing Costs $2,540 $2,540
Attorney Fee $1,000 $1,000
Realtor’s Fee $0 $13,720
Selling Costs $0 $6,580
Moving Costs $0 $2,000
Upfront Renting $0 $4,220
EASYKNOCK: SELL & STAY COSTS
Total Costs
 $9,890
Closing Time
30 Days or Less
Processing Fees
 $6,350
Closing Costs
$2,540
Attorney Fee
$1,000
Realtor’s Fee
 $0
Selling Costs
 $0
Moving Costs
 $0
Upfront Renting
 $0
MOVING AND RENTING COSTS
Total Costs
 $30,060
Closing Time
90 Days or More
Processing Fees
 $0
Closing Costs
$2,540
Attorney Fee
$1,000
Realtor’s Fee
 $13,720
Selling Costs
 $6,580
Moving Costs
 $2,000
Upfront Renting
 $4,220

Find out More

CALCULATE YOUR EQUITY

Find out the value of your home

HOW IT WORKS

Learn about how Sell & Stay works

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